Business plans, and mending

I have been looking at a book on starting new businesses and today I read about the business plan. I have wanted to do this for years and i just put it off because I worry that I won't do it correctly. After reading today I feel much better about it and think that maybe I will be able to get it done. Of course instead of needing about 5000.$ i now need closer to the 10 or 15,000$ that the banks are more likely to loan. I talked to a couple of bankers several years ago and they just don't want to loan less than 10,000 even for a small business loan. I don't want to borrow anything but I don't have the money to get the things I want to use. I want to do embroidery on the things I make, not all of them but some. that is not a big cost unless you decide to add software, which I want. Then I have wanted EQ for a long time and if I add the embroidery software and the EQ I will need a new computer as this one is not capable of working with that much memory in use. Then of course there is the thread I will need for the embroidery, and a way to store it too. I want to add a long arm machine as well. Then I started thinking maybe it would be nice to rent out the machine when I am not using it. So I will need a place to set it up because my house just doesn't have a place. So you can see my delima.
I did several mending things today too. I have some more to get done, but feels good to have some done. It doesn't feel so intimidating now.
Gotta go have a great quilty week.
Tennye